Online Loan Calculator

What will my repayments be?

So you're doing your homework before taking out a loan and working out how much you can afford. So how much will your loan repayments be?

Using this calculator, just enter the amount you'd like to borrow, the interest rate, the term of the loan and the frequency of your repayment.

The calculator will work out what your repayment will be.
Please Note: Amounts should be entered without spaces or commas.

Amount borrowed ($)
Interest rate %     Check out the rates
Frequency of payment
Period of loan year(s)
YOUR REPAYMENTS WOULD BE

What if I pay extra?

We all know that putting a little more regularly onto your loan will help you to shave years off of it. But how much time will you save?

Just change the repayment amount and you'll see how far you can reduce the term of your loan.

Extra amount (per payment) ($)
NEW regular payment
NEW length of loan

Loan planner

The best way to keep your loan under control is to work out what repayments you want to make and then only borrow the appropriate amount.

Using this calculator, just enter how much you can put toward a loan repayment each week, fortnight or month and for how long you'd like the loan for - and we'll work out what you can afford.

Amount you can afford to repay per ($)
Interest rate %
Period of loan year(s)
YOUR Loan could be

These real-time calculators have been optimised using javascript, and are only available to javascript enabled browsers.

If you do not have this function and would like to enjoy the benefits of these fabulous calculators, just click here.   This will take you to the links page.  You can choose either Internet Explorer (preferred by the Webmaster) or Netscape Navigator, and click through to their page where you can download your upgrade free of charge.  You can then return via the frames we have on our links page and enjoy using the calculators.

Disclaimer -
Important. This information is indicative only and depends upon a number of assumptions and factors which may change. H.M.C. Staff Credit Union Limited accepts no liability for any damages that you may incur as a result of the information being inaccurate or incomplete. If you apply for a loan, and an offer is made to you, then the offer will contain complete and current details of the interest rate, repayments, fees and charges that are payable, and terms and conditions that may apply. Further information is available at your branch of the Credit Union or by request.