Budget Planner

Instructions
Use this budget planner to calculate your family budget.
Make entries only in the blank cells.
Cells for yearly figures and sub-totals contain  =======. These will be calculated on completion of the form.
Only enter whole numbers into the Planner, do not use comma's eg: $125,400 should be entered as 125400

Retaining a copy of your budget plan
For your security and privacy the information will not be stored on the website. If you wish to retain a copy you can print directly from your Windows browser after you have completed the form.

Any questions?
If you require any further information regarding this budget planner or how you can organise your pay to accommodate some of the changes to your budget (implemented because of this planner) don't hesitate to call your Credit Union and speak to a Member Relationship Officer.

BUDGET PERIOD
Weekly	Fortnightly	Monthly

INCOME
INCOME			Period		Yearly
Salary (1)		$		$
Salary (2)		$		$
Casual/Part Time		$		$
Family Allowance		$		$
Interest (Savings/Investment)		$		$
Dividends		$		$
Other		$		$
Income Total		$		$

A. BASIC EXPENDITURE
HOUSING			Period		Yearly
Mortgage		$		$
Maintenance/Repairs		$		$
Rent		$		$
Loan Repayments		$		$
Other		$		$
Housing Total		$		$
UTILITIES			Period		Yearly
Water		$		$
Electricity		$		$
Gas		$		$
Telephone		$		$
Council Rates		$		$
Other		$		$
Utilities Total		$		$
CONSUMABLES			Period		Yearly
Groceries		$		$
Cigarettes		$		$
Alcohol		$		$
Other		$		$
Consumables Total		$		$
TRANSPORT			Period		Yearly
Petrol		$		$
Licence		$		$
Registration		$		$
Road Service		$		$
Maintenance/Repairs		$		$
Other		$		$
Transport Total		$		$
HEALTH & EDUCATION			Period		Yearly
Childcare		$		$
Education		$		$
Doctor		$		$
Chemist		$		$
Other		$		$
Health & Education Total		$		$
INSURANCE			Period		Yearly
Home		$		$
Contents		$		$
Medical		$		$
Vehicle/Motorcycle		$		$
Life		$		$
Income Protection		$		$
Other		$		$
Insurance Total		$		$
A. Basic Expenses Total		$		$

B. LIFESTYLE
Lifestyle			Period		Yearly
Clothing & Grooming		$		$
Movies & Videos		$		$
Internet/Pay TV		$		$
Dinner		$		$
Hobbie/Sports Fees		$		$
Magazines		$		$
Travel/Holiday		$		$
Donations		$		$
Christmas		$		$
Special Occasions		$		$
Pocket Money		$		$
Pets		$		$
Other		$		$
B. Lifestyle Total		$		$

C. REPAYMENTS
Repayments			Period		Yearly
Car Loan		$		$
Credit Cards		$		$
Bank/Credit Union Loan		$		$
Personal Loan (Family/Friend)		$		$
Equipment Rental		$		$
Other		$		$
C. Repayments Total		$		$

Savings			Period		Yearly
General Savings		$		$
Emergency Savings		$		$
Special Purpose Savings		$		$
Other		$		$
D. Savings Total		$		$

Enter your details above, then click on the calculate button below! (It may take up to a minute to calculate)

TOTAL YEARLY EXPENDITURE
Budget Period					Yearly
Income Total		$		$
A. Basic Expenses Total		$		$
B. Lifestyle Total		$		$
C. Repayments Total		$		$
D. Savings Total		$		$
Net Surplus/Deficiency		$		$