Rate
Basic
6.65 % pa
6.40 % pa
Options
7.15 % pa
6.90 % pa
Rate
7.15 % pa
0.00 % pa
Type
Rate
9.40 % pa
9.15 % pa
Type
Rate
Secured
12.55 % pa
12.30 % pa
Unsecured
14.30 % pa
14.05 % pa
Loyalty LoanRate
Credit Approval Criteria Applies
Available to members with a good credit history who meet the lending criteria.
Contact your Regional Lender for more information on this product
7.90 % pa*
Rate
- Facility provided as a line of credit.
5.80 % pa*
Rate
- Facility provided as a line of credit.
5.55 % pa*
1Based on a loan of $30,000 over 5 years,
repayments fortnightly.
NOTE: In relation to the loan rates:
-
Credit approval criteria applies, and
-
The annual percentage rate and the comparison rate are identical because your Credit Union absorbs both the establishment fee and establishment costs (other than insurance premiums, if applicable).
Special waiver provisions apply for this concession.Click on the link for a comparison rate schedule for Standard or for hmcdirect loans.
Note: Terms and conditions apply. Fees and Charges apply. Credit approval criteria applies (where applicable).
Full details available upon request. For more information Contact Your Credit Union
** Transaction accounts are allowed with these products.
Rate
The hmcdirect online account an alternative to transactions
4.25 % pa
Rate
4.25 % pa
Rate
3.00 % pa
Rate
3.00 % pa
Balance held
Rate
More information
100,000 +
25,000 - 99,999.99
10,000 - 24,999.99
5,000 - 9,999.99
0 - 4,999.99
3.50 % pa
3.00 % pa
2.80 % pa
0.75 % pa
0.25 % pa
Term in months
Rate
3 to less than 6 Months - I1
Interest paid at Maturity
Interest Paid Fortnightly or Monthly
5.10 % pa
4.85 % pa
6 to less than 12 Months - I4
Interest paid at Maturity
Interest Paid Fortnightly or Monthly
5.25 % pa
5.00 % pa
12 to less than 24 Months I5
Interest Paid Fortnightly,Monthly,Annually
4.60 % pa
24 Months - I6
Interest Paid Fortnightly,Monthly,Annually
4.50 % pa
Note: Deposit rates MAY NOT apply for members with deposits over $950,000 (individually or in aggregate).
Contact your Credit Union for a rate on large deposits.
** Transaction accounts are allowed with these products.
Rate
Access your account via BPay,Cheque Book and REDICARD /VISA Card through ATMs, EFTPOS and Giropost.
Interest is no longer paid on transaction accounts
Nil Interest
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