Loan Product

Your Credit Union provides a full range of loan products in two (2) main categories:
  1. Standard - for a credit coupled with full service transaction account facilities, or
  2. hmcdirect - for credit linked to a transaction account at another financial institution.  

You can apply for a loan with your Credit Union in four (4) easy steps:

  1. Read all about the loan online, including Product Information, Fees and Charges, Rates and Terms and Conditions.

  2. Choose between the Standard and hmcdirect options.

  3. Use the online loan calculator to work out rough repayments.

  4. Complete and submit the online application (online loan application submission is not yet available) or print, complete and submit (mail/fax/scan & email) the application and your Credit Union will process your request and call you.

The automation of the loan application process means that you will receive a faster and more efficient service.

Your Credit Union Member Relationship Officer will be happy to discuss your financial needs and suggest options that will be suitable to your requirements.

Loan Application | Loan Information | hmcdirect Interest Rates | hmcdirect Rate Comparison Schedule | Premium Interest Rates | Premium Rate Comparison Schedule | Financial Services Guide | Product Disclosure Statement | Fees & Charges 

Mortgage Loans

Mortgage Loan
Mortgage Investment

Personal Loans

Unsecured Loan
Secured (Car) Loan

VISA Credit Card

VISA Credit Card

Self Service Loans

* NOTE: Product currently not available

Fixed Repayment
Flexible Overdraft

Online Calculators

Loan Calculator
Budget Planner
Standard Calculator

Related Links

Products Page